Attention homeowners: Real estate appraisal services for in Cartersville and Bartow County

The top reasons GA homeowners hire Richard Crowder:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
  2. Challenge property tax assessments
  3. To lower your mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. In the case of a GA divorce, when property needs to be divided
  7. Settle an estate in GA by determining the true market value of real estate in question

Need help deciding the price of your home in or near Cartersville, GA?
Contact Richard Crowder.

We at Richard Crowder understand the individual needs of a consumer seeking appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Our professional appraisers at Richard Crowder are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It's something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value opinion than yours.

PMI Removal Appraisals

A preferred way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At Richard Crowder, we're seasoned in helping people just like you rid themselves of unwanted PMI insurance.

Challenging Bartow county's assessment of your property

Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes nearby. This only means you are paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting a professional appraisal from Richard Crowder is your #1 weapon.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. This can this be troublesome from a cash flow angle, and bad for your credit score since it may appear as though that credit line is maxed out. Richard Crowder can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.